The correct answer is B. Debra
Explanation:
The word "beneficiary" is used to describe the individual that receives a benefit. In the case of a life insurance policy, the receiver is always the person that receives money and other benefits when the person covered by the policy dies. This implies that in the case presented, Denise is the individual covered by the policy and the beneficiary is Debra because she will receive the money once Denise dies, and therefore she is the recipient of the benefits related to the insurance policy.
