The circumstance that would make someone need disability insurance is; A person was in a car accident and cannot work for several months.
What is disability insurance?
Disability insurance is a type of insurance whereby your income will not be threatened by your inability to work. What that means is that if you fall sick or suffer an injury, you don't need to worry that you will loose money.
Now, from the question it is seen that we are looking for a situation that you will need disability insurance. Thus, the correct answer is Option C.
Read more about disability Insurance at; https://brainly.com/question/16810465
