The total number of cards in a deck of cards is: 52
The total number of club cards is: 13
The total number of cards that less than 5 is: 8.
The probability of selecting a club card is,
[tex]\begin{gathered} P(Club)=\frac{Total\text{ number of club cards}}{\text{Total number of cards}} \\ =\frac{13}{52} \\ =\frac{1}{4} \end{gathered}[/tex]The probability of selecting a card that is less than five is,
[tex]\begin{gathered} P(card<5)=\frac{8}{52} \\ =\frac{2}{13} \end{gathered}[/tex]The total number of club card that is less than 5 is 3.
The probability of selecting a club card and a card that is less than 5 is,
[tex]P\text{ (club and less than 5)}=\frac{3}{52}[/tex]The probability of selecting a card that is a club or less than 5 is,
[tex]\begin{gathered} P\text{ (Club or less than5)}=P(Club)+P\text{(card less than 5)-P(Club and less than 5)} \\ =\frac{1}{4}+\frac{2}{13}-\frac{3}{52} \\ =\frac{21}{52}-\frac{3}{52} \\ =\frac{9}{26} \end{gathered}[/tex]Thus, the probability of selecting a club card or card that is less than 5 is 9/26.